The American dream is becoming a nightmare as area families are losing their homes in the mortgage crisis. Just ask Summerlin-area residents Harlan and Misty Sumner.

The 30-something couple bought their first home five years ago. The house was a three-bedroom, two-and-a-half-bath fixer-upper with everything they wanted -- double sinks in the master bathroom, a big backyard for the child they were expecting and a three-car garage.